I read about elta md spf40, a physical sunscreen, somewhere on this board and I'm intrigued. I've been using SkinCeuticals Physical Defense since I can't use physical sunscreens. I like it but it leaves my face a tad shiny. I put powder on it and that seems to take care of it for most of the day but I'd love to find a good physical sunscreen that doesn't have any shine and I saw the elta md was a lot less expensive too than the SC. Is it moisturizing or do you need to add a moisturizer? I'm slightly dry and need some moisture, especially going into the dry, cooler season soon. Any thoughts?